Aml Policies

Introduction

The Know Your Customer (KYC) Policy sets out 333v's requirements for customer identification, risk assessment, verification, and ongoing monitoring. The policy supports compliance with applicable AML/CFT laws and aims to prevent abuse of 333v services, including money laundering, terrorist financing, and fraud.

Scope and Definitions

Scope: This Policy applies to all users and activities on the 333v platform, including deposits, withdrawals, and wagering. Definitions:

• KYC: customer due diligence measures to verify identity and assess risk.
• PEP: a politically exposed person or family member as defined by applicable law.
• High-Risk Jurisdiction: a country identified by credible authorities as having significant AML/CFT risk.
• Due Diligence (DD): standard verification; Enhanced Due Diligence (EDD) when required.

Compliance Framework and Risk-Based Approach

333v applies a risk-based framework aligned with FATF guidance. Risk is evaluated across geographic, customer, and transaction dimensions. The level of due diligence and monitoring is proportionate to assessed risk and reviewed periodically.

Identity Verification and KYC Triggers

Identity verification is required before enabling full service and can be initiated when risk indicators are present or transaction levels trigger a review. The Standard Verification applies in the following circumstances:

• The total value of transactions conducted through the account reaches or exceeds USD 1000 or EUR 1000;
• The customer demonstrates indicators of elevated risk OR the company deems verification necessary;
• Any other circumstance identified by 333v staff as requiring verification.

Documentation for Verification

Customers must provide:

• Proof of identity: a color copy or high-resolution scan of a government-issued ID (passport, national ID, or driver's license);
• Proof of address: a recent utility bill or official document showing the customer's name and address. If the ID contains the address, separate proof may be waived;
• Additional documentation may be required depending on the withdrawal method or risk considerations.

Submission and Data Security

Documents are uploaded through the secure submission portal. All data are protected with encryption during review and in storage. 333v treats all documents as confidential and processes them in accordance with applicable data protection laws, including GDPR where applicable.

Enhanced Verification for PEPs and High-Risk Jurisdictions

1. Customers identified as Politically Exposed Persons or family members require enhanced due diligence and ongoing monitoring.
2. If the customer resides in or transacts from a high-risk or strategically deficient jurisdiction, enhanced verification applies.
3. 333v may request additional data to establish the source of wealth or funds, in compliance with applicable law; final approval rests with senior management.
4. Failure to provide requested information can result in limitations, suspension, or termination of accounts, and reporting to regulatory authorities as required by law.

Ongoing Activity and Transaction Monitoring

333v conducts ongoing monitoring of account activity to detect suspicious patterns. Suspicious activity includes, but is not limited to, unusual deposit/withdrawal frequency or volume, use of multiple devices or payment methods, inconsistent geolocation data, and attempts to circumvent verification. The antifraud and compliance teams review anomalies and escalate as necessary.

Transaction Integrity and Payment Flows

All payment flows must clearly correspond to the customer. For card payments, the cardholder name must match the account holder's name. For wallet or e-money payments, the registered email or wallet identifier must match the account. Anonymous or unverified payment instruments are not accepted. Withdrawals will be processed in a manner that maintains capacity to trace funds to their source and prevents third-party withdrawals.

Record-Keeping and Data Retention

333v retains KYC documents, verification records, and transaction-related data in accordance with applicable AML laws and data protection regulations, including the GDPR. Retention periods align with legal requirements and regulatory expectations; records remain accessible to regulators upon request.

Policy Amendments and Communications

333v reserves the right to amend this Policy at any time. Material changes will be communicated to customers via the registered contact method and continued use of the platform after notification constitutes acceptance of the amended Policy.

Governing Law and Contact

This Policy is governed by applicable law in the jurisdiction in which 333v operates. For questions regarding this Policy, please contact 333v Support through the account portal.